Indexed Universal Life Insurance - IUL

What is indexed universal life insurance? (Click here.)

Articles

• 401(k) vs. IUL - Which is Better?
• 401(k), IRA, and other Qualified Plans
• Accelerated Benefit Rider for Chronic Illness
• Account Value vs. Cash Value - It's all about the Surrender Charge
• Disability Can Be Sudden and Devastating
• Dollar Cost Averaging
• Flexible Premium Contributions - an Important Advantage of Indexed Universal Life
• Illustrating IUL Index Performance Responsibly
• IUL and Leverage - Staying Out of Trouble
• IUL - a Better Way to Play Catch-up for Retirement
• Keep Good Guys - Strong Incentives to Retain Key Employees
• Lost Decade - Sometimes Zero is your Hero!
• Premium Financing - Ultimate Leverage
• Quit Banks - Move Cash
• Private Split Dollar - Family Split Dollar - Generational Split Dollar
• A Better Roth
• 529 Plan or IUL - Which is Better?
• Whole Life or IUL - Which is Better?

Glossary

• 1035 Exchange
• At Risk / Pure Risk
• Bonus Interest Crediting - IUL
• Buckets
• Caps, Floors, Participation Rates, Thresholds, and Spreads
• Carriers
• Cost of Insurance - "COI"
• Early Cash Value Rider
• Guideline Premium Test and Cash Value Accumulation Test
• Hedging
• Historical Marginal Tax Rates
• Hyperfunding
• Index
• Index Strategy
• Internal Rate of Return (IRR)
• Leverage
• Minimum non-MEC Face Amount
• Modified Endowment Contract - "MEC"
• Participating Loans / Variable Loans / Index Loans
• Point to Point / Point to Average
• Waiver of Specified Premium Rider