Profile
Larry Bell has been a life insurance producer dating back 57 years, while still a student at Rice University. During that time, he has experience in insurance, real estate, and investments. Larry has a degree in Psychology from Rice, has achieved recognition as a Chartered Life Underwriter (CLU), and as a Life Member of The Million Dollar Round Table. In addition, he holds his Series 7, 65, and 66 with FINRA and has owned a Registered Investment Advisor firm. In commercial real estate, Larry won national industry recognition for his office leasing representation of tenants. In 2016, Larry was the second leading producer nationally of life insurance business for one of the country's largest insurance companies.
He is a nationally recognized expert on indexed universal life insurance (IUL), having collaborated with product actuaries at several carriers. He also has served as a consultant for numerous life insurance advisors. A number of advisors that Larry has helped to train have also gone on to great success. Larry continues to specialize primarily in life insurance, disability protection, and long term care solutions. Indexed universal life has become a valuable tool in providing alternative and supplemental retirement solutions, cash management for businesses, as well as an alternative for certain college savings plans. He also specializes in such business solutions as Buy-Sell Funding, Key Person Insurance, and Executive Retention Plans.
Mr. Bell's ideal client is a business owner, a non-profit, a credit union, or an individual who is a high earner or has a large estate. However, Larry also enjoys working with young people in hopes of helping them establish sound financial habits early in life - addressing risk while also benefiting from having a long lifetime ahead of most of them for compound interest to work its wonders.
Most of Mr. Bell's career has been spent in Houston, Texas, but he also advises a number of clients remotely with the help of today's electronic communication capabilities. His wife, Anne, specializes in the group insurance side of the business, as well as long term care. Since 2017, Larry has been joined by his son, Brian Bell, as a principal in his business. Larry also partners with other professionals that provide legal and tax advice, as well as investments.
Larry and Anne have six children, and eleven grandchildren between them. Both are active in organizations that provide animal assistance and rescue.